San Diego–based Instant Checkmate has agreed to pay $525,000 to the Federal Trade Commission to settle charges that it violated the Fair Credit Reporting Act.
The company, using public records, sells information about consumers (addresses, convictions, marriage information, etc.) to prospective employers and landlords.
But, says the FTC, the company on its InstantCheckmate.com website failed to maintain reasonable procedures to ensure that those using its reports had permissible purposes for accessing the records. Nor did the company follow reasonable procedures to assure that its reports were accurate, says the FTC.